A Guide to Self-Managed Registered Education Savings Plans

Planning for a child’s post-secondary education can feel overwhelming, but a Registered Education Savings Plan (RESP) offers a powerful way to save with tax advantages and government grants that make your money go further.

A Guide to Self-Managed Registered Education Savings Plans empowers you with the knowledge to take control of your child’s education savings journey. This ebook explains how RESPs work, including eligibility for government incentives like the Canada Education Savings Grant (CESG) and Canada Learning Bond (CLB), and how you can manage your RESP investments independently to maximize growth potential.

Whether you're a parent, grandparent, or guardian, this guide provides practical insights on contribution strategies, understanding the roles of subscribers and beneficiaries, and navigating the flexibility and lifetime limits of RESPs. Take charge of your education savings plan, unlock valuable benefits, and help ensure your child's future is well-funded and within reach.